by Gigi Santoro | Apr 16, 2013 | Real Estate
MOVING WITH YOUR PETS CAN BE A CHALLENGE!!! We sell houses, and in this market, we sell them fast! Often sellers tell me their pets ‘know’ something is going on when they are getting ready to move. They say things like, “Fluffy never chews up my...
by Gigi Santoro | Apr 15, 2013 | Real Estate
Research looks at how mortgage delinquencies affect scores How much impact does a short sale have on FICO® Scores? How about a foreclosure? Since I frequently hear these questions from clients and others, I thought I’d share new FICO research that sheds light on this...
by Gigi Santoro | Apr 14, 2013 | Real Estate
Like me, are you responsibly paying your mortgage? Like me, do you wonder if you didn’t responsibly pay your mortgage what programs would be available to you that might reduce your interest rate, reduce your principal or that ‘golden ticket’get you a free house? We...
by Gigi Santoro | Apr 13, 2013 | Real Estate
Why a FHA loan could cost you the house…. Again, I struggle with our government’s need to meddle in things they really don’t understand. While I like the idea that somewhere there is a ‘parent’ with the capabilities of taking the keys to the car when things get...
by Gigi Santoro | Apr 12, 2013 | Real Estate
1) Owner Occupancy – Owner occupancy must be greater than 50% at the time of underwriting to be FHA eligible; 70% for Fannie approval. 2) HOA Delinquencies – No more than 15% of the units in a project can be 30 +days delinquent in their HOA dues. 3)...
