by Gigi Santoro | Mar 15, 2013 | Real Estate
Dear Readers, I work hard on my blog – thinking up topics, doing the research. My blog is about real estate and the real estate market, not about medications, other ways to make money on the Internet or shopping. If you post that type of comment it will be deleted and...
by Gigi Santoro | Mar 15, 2013 | Real Estate
My orange tree, in Burbank Ca., is a good illustration of how nature can forget the word “moderation”. This tree is prolific – it produces bushels and bushels of navel oranges, only once per year – but when it does – Katie bar the door. This year we had an especially...
by Gigi Santoro | Mar 15, 2013 | Real Estate
I am usually very healthy – rarley do I get sick. I attribute that to alot of hand washing…probably something bordering OCD….and healthy living. This year I added Santoro and Sons to my existing workload, which meant a start up company with all that extra work, worry...
by Gigi Santoro | Mar 15, 2013 | Real Estate
As mortgage rates have edged higher, many borrowers have been locking in loan rates for a home purchase or refinancing. What does locking in a loan mean? A lock-in agreement — also called a rate lock or rate commitment — protects against sudden spikes in interest...
by Gigi Santoro | Mar 15, 2013 | Real Estate
According to the Wall Street Journal (link below), the “Great Recession” predictably lowered the credit score of the average American due to increased defaults. According to the WSJ, 25% of all Americans now have a FICO score of 599 or less. This compares to 15% prior...
